Save on Home, Auto, & Business Insurance

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As your personal home and auto insurance company, Juenemann Insurance Agency works closely with you to help you find the absolute best coverage at a price you can afford. A personal lines agency insurance company like no other, our agents actually take the time to learn about you and your needs in order to find the insurance coverage that's right for you. Receive your free home and auto or other personal lines insurance quote today. Contact Juenemann Insurance.

Homeowners Insurance
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself, as well as the things you keep in it. Homeowners insurance is a package policy, meaning that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This even includes injuries caused by household pets.

In addition to the standard coverage provided in a homeowners policy, your policy can be broadened to include scheduled items such as jewelry, fine arts, gun collections & laptops.  Be sure to add coverage for water damage to your finished basement.  Many of our insured’s operate home based businesses that require additional coverage.

Disasters
Damage caused by most disasters is covered with a few exceptions—floods, earthquakes, and poor maintenance. You must buy 2 separate policies for flood and earthquake coverage, while maintenance-related problems are always the homeowner's responsibility.

Automobile Insurance
Auto insurance acts as a contract between you and the insurance company and is designed to protect you against financial loss if you have an accident. The way it works is simple—you agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Most auto insurance policies provide property, liability, and medical coverage.

Understanding Michigan No-Fault Auto Insurance Coverage:

In Michigan, the only time you can be sued after an accident is when you cause a permanent injury, permanent disfigurement, or a death.  Due to very serious nature of the injury needed in order to bring a law suit, proper liability coverage is essential. We recommend high bodily injury and property damage limits as well as matching uninsured and underinsured motorist limits.  Michigan’s personal injury protection (PIP)coverage is the broadest coverage of this type in the country.  PIP medical coverage is unlimited in Michigan.  Save money with excess or coordinated PIP if you have medical insurance or use a deductible with PIP if you do not have medical insurance. 

Comprehensive (fire, theft, and glass breakage) protects your vehicle from damage not caused by a collision.  Collision coverage comes in several forms but the most common is broad form collision.  Broad form waives your need to pay a deductible when you are less than 50% at fault in an accident.  Towing, loan/lease gap coverage, rental placement vehicle coverage, and coverage for mobile electronics is also available.  Contact Juenemann Insurance now to get the correct auto insurance for your needs.

Extensive Auto Coverage
An auto insurance policy is comprised of 6 different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most policies are good for 6 months up to a full year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Contact us right away at (888) 521-1855 in Westland, Michigan, to receive your home insurance quote today.